Fixed Spread Loan (FSL) Rates

USD 6-month LIBOR

United States Dollars (USD) Rate Basis for Fixed-Spread Loans
Reset Date for Loans with a Semi-annual Interest Period Beginning	6-month LIBOR
07/01/2008	3.15375
06/15/2008	3.13313
06/01/2008	2.92750
05/15/2008	2.82750
05/01/2008	2.98625
04/15/2008	2.71125
04/01/2008	2.63250
03/15/2008	2.69938
03/01/2008	2.96875
02/15/2008	2.95438
02/01/2008	3.18625
01/15/2008	4.08125
01/01/2008	4.64875

To calculate the semesterly lending rate for a particular fixed-spread loan (FSL) add the LIBOR reset rate in effect for the relevant loan reset date above to the fixed spread that is applicable to the specific FSL, rounded to 2 decimal places (round upwards for .005 and above).

LIBOR rates are for information purposes only.