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Lending Rates & Fees

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  • Effective April 1, 2021, the fixed spread terms under the IFL are suspended until further notice.

    The suspension does not apply to operations that meet both of the following conditions: (i) the Invitation to Negotiate is issued on or before January 26, 2021; and (ii) the IBRD Executive Directors approve the loan on or before June 30, 2021. For the loans that meet both conditions refer to the suspended fixed spread loan rates page for the applicable pricing. 

    Effective July 1, 2018, IBRD loans are subject to different maturity premiums based on income and other factors.  Countries are classified into one of four pricing groups: A, B, C, or D.  

    Borrowers should use the drop-down menu below to identify the Pricing Group in which their country is classified and their applicable spread.

    Current IBRD Flexible Loan Rates

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • Small State

    • Pricing Group

      C

    • Pricing Group

      A

    • FCS Country

      New/Recent IDA Grad

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      B

    • Pricing Group

      C

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • FCS Country

      Blend

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      D

    • Pricing Group

      C

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • FCS Country

      Blend

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • Pricing Group

      D

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      C

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      C

    • Pricing Group

      A

    • Blend

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • Small State

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • Small State

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • FCS Country

      Blend

    • Pricing Group

      B

    • Pricing Group

      A

    • Blend

    • Pricing Group

      A

    • Small State

    • Pricing Group

      C

    • Pricing Group

      A

    • FCS Country

      Blend

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      D

    • Pricing Group

      C

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      IDA-only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • Small State

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

      FCS Country

      Blend

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      A

    • Small State

    • Pricing Group

      B

    • Pricing Group

      C

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      B

    • Pricing Group

      D

    • Pricing Group

      A

    • Blend

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • FCS Country

      Blend

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %
    EUR EURIBOR + 0.58 % EURIBOR + 0.68 % EURIBOR + 0.93 % EURIBOR + 1.18 % EURIBOR + 1.43 % EURIBOR + 1.68 %
    JPY LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %
    GBP LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %
    EUR EURIBOR + 0.58 % EURIBOR + 0.68 % EURIBOR + 0.93 % EURIBOR + 1.18 % EURIBOR + 1.43 % EURIBOR + 1.68 %
    JPY LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %
    GBP LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %
    EUR EURIBOR + 0.58 % EURIBOR + 0.68 % EURIBOR + 0.93 % EURIBOR + 1.18 % EURIBOR + 1.43 % EURIBOR + 1.68 %
    JPY LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %
    GBP LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.83 % EURIBOR + 1.03 % EURIBOR + 1.23 % EURIBOR + 1.43 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.83 % LIBOR + 1.03 % LIBOR + 1.23 % LIBOR + 1.43 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.78 % EURIBOR + 0.93 % EURIBOR + 1.08 % EURIBOR + 1.23 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.78 % LIBOR + 0.93 % LIBOR + 1.08 % LIBOR + 1.23 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %
    EUR EURIBOR + 0.58 % EURIBOR + 0.68 % EURIBOR + 0.93 % EURIBOR + 1.18 % EURIBOR + 1.43 % EURIBOR + 1.68 %
    JPY LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %
    GBP LIBOR + 0.58 % LIBOR + 0.68 % LIBOR + 0.93 % LIBOR + 1.18 % LIBOR + 1.43 % LIBOR + 1.68 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %

    Variable Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    EUR EURIBOR + 0.53 % EURIBOR + 0.63 % EURIBOR + 0.73 % EURIBOR + 0.83 % EURIBOR + 0.93 % EURIBOR + 1.03 %
    JPY LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    GBP LIBOR + 0.53 % LIBOR + 0.63 % LIBOR + 0.73 % LIBOR + 0.83 % LIBOR + 0.93 % LIBOR + 1.03 %
    LOAN CHARGES1,3
    Front-End Fee0.25%
    Commitment Fee20.25%

    1.  IBRD Flexible Loans are subject to a one time front-end fee of 0.25% on the committed loan amount, and a commitment fee of 0.25% per annum on undisbursed balances, which begins to accrue sixty days after the Loan Agreement is signed.  

    2.  The commitment fee payable during the first year for health-related COVID-19 operations under the $6 billion Fast Track COVID19 Facility (approved by the Board on March 17, 2020)  is waived

    3. Adjusted terms for certain FY21 IBRD operations were approved by the Board on June 30, 2020. Please see Annex 6 of the Policy on Financial Terms and Conditions of Bank Financing for precise details.

    4.The reference rate for IBRD Flexible Loans in most currencies is currently the 6-Month LIBOR in the relevant currency. Find information on LIBOR rates on the website of the British Bankers' Association. For information about Euribor rates, visit the website of the European Banking Federation.

    5. IBRD lending rates include a standard lending spread comprising a contractual spread of 0.50% and an annual maturity premium. The lending rate also includes a charge to cover the bank's cost to fund the loans relative to the reference rate and a market risk premium (for fixed spreads). DDO disbursements are priced at the prevailing spread over the reference rate at the time of drawdown. Effective July 1, 2018, there is a surcharge of 50 basis points per annum on loan balances in excess of the Single Borrower Limit Threshold.

    6. Lending rates for loans approved between June 30, 2010 and June 30, 2014, and loans for which the invitation to Negotiate was issued on or before June 30, 2014 and approved by the Executive Directors on or before September 30, 2014, include an annual maturity premium of 0.10% for loans with average repayment maturities of greater than 12 to 15 years, or 0.20% for loans with average repayment maturities of greater than 15 to 18 years. For loans approved after June 30, 2014 (with the exception of those for which the Invitation to Negotiate was issued on or before June 30, 2014 and approved by the Executive Directors on or before September 30, 2014), please refer to the February 11, 2014 news announcement. For loans for which the invitation to negotiate was issued on or before June 30, 2018 and approved by the Executive Directors on or before September 30, 2018, please refer to Table - Grandfathered Loans.

    7. As of April 1, 2017, IBRD calculates the average funding spread component of the Variable Spread on a quarterly basis.

    8. As measured by average repayment maturity of the loan at commitment (i.e. Board approval). The calculation of the average repayment maturity for DDOs will begin at loan effectiveness for the determination of the applicable maturity premium.

    9. All new Euro-denominated loans for which the invitation to negotiate was issued on or after July 31, 2010 will have Euribor as the base lending rate.

    10. Development Policy Loans (DPL) with a Deferred Drawdown Option (DPL DDO) carry a 0.25% front-end fee, plus a stand-by fee of 0.50%. DPLs with a Catastrophe Risk DDO (Cat DDO) carry a 0.50% front-end fee, plus a 0.25% renewal fee.

    11. In addition to the above, a commitment fee of 0.25% is charged on undisbursed balances and begins accruing 60 days after the Loan Agreement is signed. The Bank does not charge commitment fee for loans that fail to become effective.

     

    Financial Terms for IBRD Special Development Policy Loans  

    Lending Rate

    6-Month LIBOR + minimum of 2.00%

    Front-End Fee

    1.00% of the principal loan amount

    Repayment Terms

    5 to 10-year final maturity; 3 to 5-year grace period

    The SDPL offers the same flexibility as the IFL to manage currency and interest rate risk with embedded risk management options.  See Bank Policy and Bank Directive for further details.

    Grandfathered IBRD Loans

    Grandfathered* loans are: (i) signed on or before June 30, 2018; or (ii) that meet both of the following conditions: the invitation to negotiate is issued on or before June 30, 2018; and the loan is approved by the EDs on or before September 30, 2018.

    * DDOs and CAT DDOs are not grandfathered and their pricing is determined based on the current pricing in effect at the time of withdrawal.

    Grandfathered IBRD Flexible Loan Rates

    Select loan type from the drop-down menu.

    RELATED


  • Transaction Fees for IBRD Hedging Products on Liabilities to others

    Hedges on Liabilities to Others (1)
    Transaction TypeTransaction Fee
     Major CurrenciesLocal Currencies 
    Currency Swaps0.10%0.02%
    Interest Rate Swaps0.03%0.01%

    1. Transaction Fees for Early Termination: For early termination of hedges on liabilities to others, a transaction fee of 2bp p.a will apply. Transaction fees expressed as a percentage per annum will be converted to a lump sum.

    RELATED

    Financial Risk Management

  • IBRD Guarantee Pricing for guarantees approved on or after October 1, 2018

     Charges

    Fees

    Private Projects

    Public Projects
    (incl. Policy-Based Guarantees)

     -

    -

    IDA Concessional

    IBRD & IDA Non-Concessional

    IDA Concessional

    IBRD & IDA Non-Concessional

    Upfront Charges
    (one-time fees charge on guaranteed amount)

       Front-End   

    - 

    25bps

    -

    25bps

     

       Initiation     

    Greater of 15bps or $100k

    Greater of 15bps or $100k

    -

    -

     

      Processing1   

    50bps

    50bps

    -

    -

    Recurring Charges
    (per annum)

    Standby

    - 

    25bps

    - 

    25bps

     

     Guarantee2   

    75bps

    50-165bps3

    75bps

    50-165bps3

     

    1. Determined on a case by case basis.  In exceptional cases, projects can be charged over 50 bps of the guarantee amount.
    2. The guarantee fee is charged on Bank’s financial exposure under the guarantee.
    3. Guarantee fee applicable to IBRD & IDA Non-Concessional Guarantees per average maturity and pricing group.  Excludes the surcharge on excess exposure. In certain cases, IBRD enclave guarantees for IDA countries may have higher pricing than the above IBRD prices.

     

    Guarantee Average Life

    Group A

    Group B

    Group C

    Group D

    Up to 8 years

    50 bps

    50 bps

    50 bps

    55 bps

    From 8 to 10 years

    60 bps

    60 bps

    60 bps

    65 bps

    From 10 to 12 years

    70 bps

    75 bps

    80 bps

    90 bps

    From 12 to 15 years

    80 bps

    90 bps

    100 bps

    115 bps

    From 15 to 18 years

    90 bps

    105 bps

    120 bps

    140 bps

    From 18 to 20 years

    100 bps

    120 bps

    140 bps

    165 bps

    Group A: Angola, Antigua and Barbuda, Armenia, Belize, Bolivia, Bosnia and Herzegovina, Cabo Verde, Cameroon, Congo, Republic, Dominica, Equatorial Guinea, Eswatini, Fiji, Georgia, Grenada, India, Iraq, Kenya, Lebanon, Libya, Mauritius, Moldova, Mongolia, Montenegro, Nauru, Nigeria, Pakistan, Palau, Papua New Guinea, Seychelles, Sri Lanka, St. Kitts and Nevis, St. Lucia, St. Vincent and the Grenadines, Suriname, Timor-Leste, Trinidad and Tobago, Uzbekistan, Vietnam, Zimbabwe

    Group B: Albania, Algeria, Azerbaijan, Belarus, Colombia, Dominican Republic, Ecuador, Egypt, El Salvador, Gabon, Guatemala, Indonesia, Iran, Jamaica, Jordan, Macedonia, Morocco, Namibia, Paraguay, Peru, Philippines, Serbia, South Africa, Thailand, Tunisia, Turkmenistan, Ukraine, Venezuela

    Group C: Argentina, Brazil, Botswana, Bulgaria, China, Costa Rica, Kazakhstan, Malaysia, Mexico, Romania, Russian Federation, Turkey

    Group D: Chile, Croatia, Panama, Poland, Uruguay

    RELATED

    Credit Enhancement

  • The offering of the fixed spread terms of the IFL

    Effective April 1, 2021, the fixed spread terms under the IFL are suspended. The suspension does not apply to operations that meet both of the following conditions: (i) the Invitation to Negotiate is issued on or before January 26, 2021; and (ii) the IBRD Executive Directors approve the loan on or before June 30, 2021.

    For the loans that meet both conditions the following rates apply:

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • Small State

    • Pricing Group

      C

    • Pricing Group

      A

    • FCS Country

      New/Recent IDA Grad

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      B

    • Pricing Group

      C

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • FCS Country

      Blend

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      D

    • Pricing Group

      C

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • FCS Country

      Blend

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • Pricing Group

      D

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      C

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      C

    • Pricing Group

      A

    • Blend

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • Small State

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • Small State

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • FCS Country

      Blend

    • Pricing Group

      B

    • Pricing Group

      A

    • Blend

    • Pricing Group

      A

    • Small State

    • Pricing Group

      C

    • Pricing Group

      A

    • FCS Country

      Blend

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      D

    • Pricing Group

      C

    • Pricing Group

      C

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      IDA-only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      A

    • Small State

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      A

    • Small State

      Blend

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      A

    • Small State

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small State

      FCS Country

      Blend

    • Pricing Group

      IDA-only

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      A

    • Small State

    • Pricing Group

      B

    • Pricing Group

      C

    • Pricing Group

      B

    • Pricing Group

      IDA-only

    • Small State

      FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      B

    • Pricing Group

      D

    • Pricing Group

      A

    • Blend

    • Pricing Group

      IDA-only

    • Small State

    • Pricing Group

      A

    • FCS Country

    • Pricing Group

      A

    • New/Recent IDA Grad

    • Pricing Group

      IDA-only

    • FCS Country

    • Pricing Group

      IDA-only

    • Pricing Group

      A

    • FCS Country

      Blend

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2021

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed