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IBRD Financial Products

Lending Rates & Fees

  • Effective July 1, 2018, IBRD loans are subject to different maturity premiums based on income and other factors.  Countries are classified into one of four pricing groups: A, B, C, or D.  [Press release]

    Borrowers should use the drop-down menu below to identify the Pricing Group in which their country is classified and their applicable fixed or variable spread.

    Current IBRD Flexible Loan Rates

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of July 15, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of July 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    LOAN CHARGES1,3
    Front-End Fee0.25%
    Commitment Fee20.25%

    1.  IBRD Flexible Loans are subject to a one time front-end fee of 0.25% on the committed loan amount, and a commitment fee of 0.25% per annum on undisbursed balances, which begins to accrue sixty days after the Loan Agreement is signed.  

    2.  The commitment fee payable during the first year for health-related COVID-19 operations under the $6 billion Fast Track COVID19 Facility (approved by the Board on March 17, 2020)  is waived

    3. Adjusted terms for certain FY21 IBRD operations were approved by the Board on June 30, 2020. Please see Annex 6 of the Policy on Financial Terms and Conditions of Bank Financing for precise details.

    Relevant Documents to Pricing Changes Effective July 1, 2018

     

    Grandfathered Loans*

    The following rates apply to these loans:
    (1) Loans signed on or before June 30, 2018;
    (2) Loans that meet both of the following conditions:
         (a) the invitation to negotiate is issued on or before June 30, 2018; and
         (b) the loan is approved by the EDs on or before September 30, 2018.

    * DDOs and CAT DDOs are not grandfathered and their pricing is determined based on the current pricing in effect at the time of withdrawal.

    Grandfathered IBRD Flexible Loan Rates

     

    Financial Terms for IBRD Special Development Policy Loans  

    Lending Rate

    6-Month LIBOR + minimum of 2.00%

    Front-End Fee

    1.00% of the principal loan amount

    Repayment Terms

    5 to 10-year final maturity; 3 to 5-year grace period

    The SDPL offers the same flexibility as the IFL to manage currency and interest rate risk with embedded risk management options.  See