IBRD Financial Products

IBRD Financial Products
- IBRD Flexible Loan
- Local Currency Loan
- Contingent Financing
- Credit Enhancement
- Retired Loan Products
- Financial Risk Management
- Disaster Risk Management

About

Impact

IBRD Funding Program

IDA Funding Program

IBRD Financial Products

IDA Financial Products
- Financing
- Disaster Risk Management

Advisory Services

News
- Newsletters

Contact

IBRD Financial Products
- IBRD Flexible Loan
- Local Currency Loan
- Contingent Financing
- Credit Enhancement
- Retired Loan Products
- Financial Risk Management
- Disaster Risk Management

About

Impact

IBRD Funding Program

IDA Funding Program

IBRD Financial Products

IDA Financial Products
- Financing
- Disaster Risk Management

Advisory Services

News
- Newsletters

Contact

Stay Connected

Lending Rates & Fees

«

»

IBRD Flexible Loan
IBRD Hedges
Guarantees
General Conditions
Retired Loan Products
tab6
tab7
tab8

Effective July 1, 2018, IBRD loans are subject to different maturity premiums based on income and other factors. Countries are classified into one of four pricing groups: A, B, C, or D. [Press release]

Borrowers should use the drop-down menu below to identify the Pricing Group in which their country is classified and their applicable fixed or variable spread.

Current IBRD Flexible Loan Rates

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.70 %	LIBOR + 0.90 %	LIBOR + 1.15 %	LIBOR + 1.45 %	LIBOR + 1.80 %	LIBOR + 2.05 %
EUR	EURIBOR + 0.55 %	EURIBOR + 0.75 %	EURIBOR + 1.00 %	EURIBOR + 1.30 %	EURIBOR + 1.65 %	EURIBOR + 1.90 %
JPY	LIBOR + 0.35 %	LIBOR + 0.55 %	LIBOR + 0.80 %	LIBOR + 1.10 %	LIBOR + 1.45 %	LIBOR + 1.70 %
GBP	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.40 %	LIBOR + 1.75 %	LIBOR + 2.00 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.70 %	LIBOR + 0.90 %	LIBOR + 1.15 %	LIBOR + 1.45 %	LIBOR + 1.80 %	LIBOR + 2.05 %
EUR	EURIBOR + 0.55 %	EURIBOR + 0.75 %	EURIBOR + 1.00 %	EURIBOR + 1.30 %	EURIBOR + 1.65 %	EURIBOR + 1.90 %
JPY	LIBOR + 0.35 %	LIBOR + 0.55 %	LIBOR + 0.80 %	LIBOR + 1.10 %	LIBOR + 1.45 %	LIBOR + 1.70 %
GBP	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.40 %	LIBOR + 1.75 %	LIBOR + 2.00 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.70 %	LIBOR + 0.90 %	LIBOR + 1.15 %	LIBOR + 1.45 %	LIBOR + 1.80 %	LIBOR + 2.05 %
EUR	EURIBOR + 0.55 %	EURIBOR + 0.75 %	EURIBOR + 1.00 %	EURIBOR + 1.30 %	EURIBOR + 1.65 %	EURIBOR + 1.90 %
JPY	LIBOR + 0.35 %	LIBOR + 0.55 %	LIBOR + 0.80 %	LIBOR + 1.10 %	LIBOR + 1.45 %	LIBOR + 1.70 %
GBP	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.40 %	LIBOR + 1.75 %	LIBOR + 2.00 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.70 %	LIBOR + 0.90 %	LIBOR + 1.15 %	LIBOR + 1.45 %	LIBOR + 1.80 %	LIBOR + 2.05 %
EUR	EURIBOR + 0.55 %	EURIBOR + 0.75 %	EURIBOR + 1.00 %	EURIBOR + 1.30 %	EURIBOR + 1.65 %	EURIBOR + 1.90 %
JPY	LIBOR + 0.35 %	LIBOR + 0.55 %	LIBOR + 0.80 %	LIBOR + 1.10 %	LIBOR + 1.45 %	LIBOR + 1.70 %
GBP	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.40 %	LIBOR + 1.75 %	LIBOR + 2.00 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.05 %	LIBOR + 1.30 %	LIBOR + 1.60 %	LIBOR + 1.80 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.90 %	EURIBOR + 1.15 %	EURIBOR + 1.45 %	EURIBOR + 1.65 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.70 %	LIBOR + 0.95 %	LIBOR + 1.25 %	LIBOR + 1.45 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 1.00 %	LIBOR + 1.25 %	LIBOR + 1.55 %	LIBOR + 1.75 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.70 %	LIBOR + 0.90 %	LIBOR + 1.15 %	LIBOR + 1.45 %	LIBOR + 1.80 %	LIBOR + 2.05 %
EUR	EURIBOR + 0.55 %	EURIBOR + 0.75 %	EURIBOR + 1.00 %	EURIBOR + 1.30 %	EURIBOR + 1.65 %	EURIBOR + 1.90 %
JPY	LIBOR + 0.35 %	LIBOR + 0.55 %	LIBOR + 0.80 %	LIBOR + 1.10 %	LIBOR + 1.45 %	LIBOR + 1.70 %
GBP	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.40 %	LIBOR + 1.75 %	LIBOR + 2.00 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.00 %	LIBOR + 1.20 %	LIBOR + 1.45 %	LIBOR + 1.60 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.85 %	EURIBOR + 1.05 %	EURIBOR + 1.30 %	EURIBOR + 1.45 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 1.10 %	LIBOR + 1.25 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.95 %	LIBOR + 1.15 %	LIBOR + 1.40 %	LIBOR + 1.55 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Fixed Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.65 %	LIBOR + 0.85 %	LIBOR + 0.95 %	LIBOR + 1.10 %	LIBOR + 1.30 %	LIBOR + 1.40 %
EUR	EURIBOR + 0.50 %	EURIBOR + 0.70 %	EURIBOR + 0.80 %	EURIBOR + 0.95 %	EURIBOR + 1.15 %	EURIBOR + 1.25 %
JPY	LIBOR + 0.30 %	LIBOR + 0.50 %	LIBOR + 0.60 %	LIBOR + 0.75 %	LIBOR + 0.95 %	LIBOR + 1.05 %
GBP	LIBOR + 0.60 %	LIBOR + 0.80 %	LIBOR + 0.90 %	LIBOR + 1.05 %	LIBOR + 1.25 %	LIBOR + 1.35 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
EUR	EURIBOR + 0.54 %	EURIBOR + 0.64 %	EURIBOR + 0.89 %	EURIBOR + 1.14 %	EURIBOR + 1.39 %	EURIBOR + 1.64 %
JPY	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
GBP	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
EUR	EURIBOR + 0.54 %	EURIBOR + 0.64 %	EURIBOR + 0.89 %	EURIBOR + 1.14 %	EURIBOR + 1.39 %	EURIBOR + 1.64 %
JPY	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
GBP	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
EUR	EURIBOR + 0.54 %	EURIBOR + 0.64 %	EURIBOR + 0.89 %	EURIBOR + 1.14 %	EURIBOR + 1.39 %	EURIBOR + 1.64 %
JPY	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
GBP	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
EUR	EURIBOR + 0.54 %	EURIBOR + 0.64 %	EURIBOR + 0.89 %	EURIBOR + 1.14 %	EURIBOR + 1.39 %	EURIBOR + 1.64 %
JPY	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
GBP	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.79 %	EURIBOR + 0.99 %	EURIBOR + 1.19 %	EURIBOR + 1.39 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.79 %	LIBOR + 0.99 %	LIBOR + 1.19 %	LIBOR + 1.39 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
EUR	EURIBOR + 0.54 %	EURIBOR + 0.64 %	EURIBOR + 0.89 %	EURIBOR + 1.14 %	EURIBOR + 1.39 %	EURIBOR + 1.64 %
JPY	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %
GBP	LIBOR + 0.54 %	LIBOR + 0.64 %	LIBOR + 0.89 %	LIBOR + 1.14 %	LIBOR + 1.39 %	LIBOR + 1.64 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.74 %	EURIBOR + 0.89 %	EURIBOR + 1.04 %	EURIBOR + 1.19 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.74 %	LIBOR + 0.89 %	LIBOR + 1.04 %	LIBOR + 1.19 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR	EURIBOR + 0.49 %	EURIBOR + 0.59 %	EURIBOR + 0.69 %	EURIBOR + 0.79 %	EURIBOR + 0.89 %	EURIBOR + 0.99 %
JPY	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
GBP	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %

Variable Spreads as of October 1, 2019

Average Maturity Bucket	up to 8 years	8+ to 10 yrs	10+ to 12 yrs	12+ to 15 yrs	15+ to 18 yrs	18+ to 20 yrs
USD	LIBOR + 0.49 %	LIBOR + 0.59 %	LIBOR + 0.69 %	LIBOR + 0.79 %	LIBOR + 0.89 %	LIBOR + 0.99 %
EUR