1. Who We Are

IBRD Financial Products

Lending Rates & Fees

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  • Effective July 1, 2018, IBRD loans are subject to different maturity premiums based on income and other factors.  Countries are classified into one of four pricing groups: A, B, C, or D.  

    Borrowers should use the drop-down menu below to identify the Pricing Group in which their country is classified and their applicable fixed or variable spread.

    Current IBRD Flexible Loan Rates

    • Pricing Group

      IDA only

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      A

    • Recent IDA Grad

    • Pricing Group

      A

    • Small St

    • Pricing Group

      C

    • Pricing Group

      A

    • Recent IDA Grad

    • Pricing Group

      B

    • Pricing Group

      IDA only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small St

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Recent IDA Grad

    • Pricing Group

      A

    • Recent IDA Grad

    • Pricing Group

      C

    • Pricing Group

      C

    • Pricing Group

      C

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Small St

      Blend

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Blend

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      D

    • Pricing Group

      C

    • Pricing Group

      B

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • FCS

      Blend

    • Pricing Group

      C

    • Pricing Group

      IDA only

    • Pricing Group

      D

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Small St

      Blend

    • Pricing Group

      C

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      A

    • Small St

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Small St

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Small St

      Blend

    • Pricing Group

      B

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Recent IDA Grad

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Small St

      Blend

    • Pricing Group

      B

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Recent IDA Grad

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      A

    • FCS

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      C

    • Pricing Group

      A

    • Blend

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • FCS

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • FCS

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      C

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Small St

    • Pricing Group

      C

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Blend

    • Pricing Group

      A

    • Blend

    • Pricing Group

      A

    • Small St

    • Pricing Group

      B

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small St

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Blend

    • Pricing Group

      B

    • Pricing Group

      A

    • Blend

    • Pricing Group

      A

    • Small St

    • Pricing Group

      D

    • Pricing Group

      A

    • FCS

      Blend

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      B

    • Pricing Group

      D

    • Pricing Group

      C

    • Pricing Group

      C

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small St

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      B

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Recent IDA Grad

    • Pricing Group

      A

    • Small St

    • Pricing Group

      A

    • Small St

      Blend

    • Pricing Group

      A

    • Small St

      Blend

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Small St

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      B

    • Pricing Group

      A

    • Small St

      FCS

      Blend

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • Small St

    • Pricing Group

      B

    • Pricing Group

      C

    • Pricing Group

      B

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      B

    • Pricing Group

      D

    • Pricing Group

      A

    • Blend

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • FCS

      Blend

    • Pricing Group

      A

    • Recent IDA Grad

    • Pricing Group

      IDA only

    • Pricing Group

      IDA only

    • Pricing Group

      A

    • FCS

      Blend

    • Pricing Group

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.70 % LIBOR + 1.90 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.25 % EURIBOR + 1.55 % EURIBOR + 1.75 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.05 % LIBOR + 1.35 % LIBOR + 1.55 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.10 % LIBOR + 1.35 % LIBOR + 1.65 % LIBOR + 1.85 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.55 % LIBOR + 1.70 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.55 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.35 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.50 % LIBOR + 1.65 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.90 % LIBOR + 2.15 %
    EUR EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.10 % EURIBOR + 1.40 % EURIBOR + 1.75 % EURIBOR + 2.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.20 % LIBOR + 1.55 % LIBOR + 1.80 %
    GBP LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.20 % LIBOR + 1.50 % LIBOR + 1.85 % LIBOR + 2.10 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Fixed Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.05 % LIBOR + 1.20 % LIBOR + 1.40 % LIBOR + 1.50 %
    EUR EURIBOR + 0.65 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.25 % EURIBOR + 1.35 %
    JPY LIBOR + 0.45 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.15 %
    GBP LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.00 % LIBOR + 1.15 % LIBOR + 1.35 % LIBOR + 1.45 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.80 % EURIBOR + 1.00 % EURIBOR + 1.20 % EURIBOR + 1.40 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.40 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.75 % EURIBOR + 0.90 % EURIBOR + 1.05 % EURIBOR + 1.20 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.20 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.65 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.40 % EURIBOR + 1.65 %
    JPY LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %
    GBP LIBOR + 0.55 % LIBOR + 0.65 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.65 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %

    Variable Spreads as of October 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.60 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.90 % EURIBOR + 1.00 %
    JPY LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    GBP LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.70 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.00 %
    LOAN CHARGES1,3
    Front-End Fee0.25%
    Commitment Fee20.25%

    1.  IBRD Flexible Loans are subject to a one time front-end fee of 0.25% on the committed loan amount, and a commitment fee of 0.25% per annum on undisbursed balances, which begins to accrue sixty days after the Loan Agreement is signed.  

    2.  The commitment fee payable during the first year for health-related COVID-19 operations under the $6 billion Fast Track COVID19 Facility (approved by the Board on March 17, 2020)  is waived

    3. Adjusted terms for certain FY21 IBRD operations were approved by the Board on June 30, 2020. Please see Annex 6 of the Policy on Financial Terms and Conditions of Bank Financing for precise details.

    4.The reference rate for IBRD Flexible Loans in most currencies is currently the 6-Month LIBOR in the relevant currency. Find information on LIBOR rates on the website of the British Bankers' Association. For information about Euribor rates, visit the website of the European Banking Federation.

    5. IBRD lending rates include a standard lending spread comprising a contractual spread of 0.50% and an annual maturity premium. The lending rate also includes a charge to cover the bank's cost to fund the loans relative to the reference rate and a market risk premium (for fixed spreads). DDO disbursements are priced at the prevailing spread over the reference rate at the time of drawdown. Effective July 1, 2018, there is a surcharge of 50 basis points per annum on loan balances in excess of the Single Borrower Limit Threshold.

    6. Lending rates for loans approved between June 30, 2010 and June 30, 2014, and loans for which the invitation to Negotiate was issued on or before June 30, 2014 and approved by the Executive Directors on or before September 30, 2014, include an annual maturity premium of 0.10% for loans with average repayment maturities of greater than 12 to 15 years, or 0.20% for loans with average repayment maturities of greater than 15 to 18 years. For loans approved after June 30, 2014 (with the exception of those for which the Invitation to Negotiate was issued on or before June 30, 2014 and approved by the Executive Directors on or before September 30, 2014), please refer to the February 11, 2014 news announcement. For loans for which the invitation to negotiate was issued on or before June 30, 2018 and approved by the Executive Directors on or before September 30, 2018, please refer to Table - Grandfathered Loans.

    7. The fixed spread is determined at loan signing and remains constant over the life of the loan. “Fixed Spread” means the Bank's fixed spread for the initial loan currency in effect at 12:01 a.m. Washington, D.C. time, one calendar day prior to the date of the Loan Agreement.

    8. As of April 1, 2017, IBRD calculates the average funding spread component of the Variable Spread on a quarterly basis.

    9. As measured by average repayment maturity of the loan at commitment (i.e. Board approval). The calculation of the average repayment maturity for DDOs will begin at loan effectiveness for the determination of the applicable maturity premium.

    10. All new Euro-denominated loans for which the invitation to negotiate was issued on or after July 31, 2010 will have Euribor as the base lending rate.

    11. Development Policy Loans (DPL) with a Deferred Drawdown Option (DPL DDO) carry a 0.25% front-end fee, plus a stand-by fee of 0.50%. DPLs with a Catastrophe Risk DDO (Cat DDO) carry a 0.50% front-end fee, plus a 0.25% renewal fee.

    12. In addition to the above, a commitment fee of 0.25% is charged on undisbursed balances and begins accruing 60 days after the Loan Agreement is signed. The Bank does not charge commitment fee for loans that fail to become effective.

     

    Financial Terms for IBRD Special Development Policy Loans  

    Lending Rate

    6-Month LIBOR + minimum of 2.00%

    Front-End Fee

    1.00% of the principal loan amount

    Repayment Terms

    5 to 10-year final maturity; 3 to 5-year grace period

    The SDPL offers the same flexibility as the IFL to manage currency and interest rate risk with embedded risk management options.  See Bank Policy and Bank Directive for further details.

    Grandfathered IBRD Loans

    Grandfathered* loans are: (i) signed on or before June 30, 2018; or (ii) that meet both of the following conditions: the invitation to negotiate is issued on or before June 30, 2018; and the loan is approved by the EDs on or before September 30, 2018.

    * DDOs and CAT DDOs are not grandfathered and their pricing is determined based on the current pricing in effect at the time of withdrawal.

    Grandfathered IBRD Flexible Loan Rates

    Select loan type from the drop-down menu.