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IBRD Financial Products

Lending Rates & Fees

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  • Effective July 1, 2018, IBRD loans are subject to different maturity premiums based on income and other factors.  Countries are classified into one of four pricing groups: A, B, C, or D.  [Press release]

    Borrowers should use the drop-down menu below to identify the Pricing Group in which their country is classified and their applicable fixed or variable spread.

    Current IBRD Flexible Loan Rates

    Pricing Group IDA-only
    Pricing Group B
    Pricing Group B
    Pricing Group A
    Recent IDA Grad
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group C
    Pricing Group A
    Recent IDA Grad
    Pricing Group B
    Pricing Group IDA-only
    Pricing Group B
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group A
    Recent IDA Grad
    Pricing Group C
    Pricing Group C
    Pricing Group C
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group D
    Pricing Group C
    Pricing Group B
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group C
    Pricing Group IDA-only
    Pricing Group D
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group B
    Pricing Group B
    Pricing Group B
    Pricing Group B
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group B
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group B
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group B
    Pricing Group B
    Pricing Group A
    Recent IDA Grad
    Pricing Group B
    Pricing Group B
    Pricing Group C
    Pricing Group A
    Recent IDA Grad
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group C
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group C
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group A
    Recent IDA Grad
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group B
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group B
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group B
    Pricing Group A
    Recent IDA Grad
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group D
    Pricing Group A
    Recent IDA Grad
    Pricing Group B
    Pricing Group B
    Pricing Group B
    Pricing Group D
    Pricing Group C
    Pricing Group C
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group B
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group B
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group B
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad Small St
    Pricing Group B
    Pricing Group C
    Pricing Group B
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group B
    Pricing Group D
    Pricing Group A
    Recent IDA Grad
    Pricing Group IDA-only
    Pricing Group B
    Pricing Group A
    Recent IDA Grad
    Pricing Group IDA-only
    Pricing Group IDA-only
    Pricing Group A
    Recent IDA Grad
    Pricing Group

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.70 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.45 % LIBOR + 1.80 % LIBOR + 2.05 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.75 % EURIBOR + 1.00 % EURIBOR + 1.30 % EURIBOR + 1.65 % EURIBOR + 1.90 %
    JPY LIBOR + 0.35 % LIBOR + 0.55 % LIBOR + 0.80 % LIBOR + 1.10 % LIBOR + 1.45 % LIBOR + 1.70 %
    GBP LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.40 % LIBOR + 1.75 % LIBOR + 2.00 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.70 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.45 % LIBOR + 1.80 % LIBOR + 2.05 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.75 % EURIBOR + 1.00 % EURIBOR + 1.30 % EURIBOR + 1.65 % EURIBOR + 1.90 %
    JPY LIBOR + 0.35 % LIBOR + 0.55 % LIBOR + 0.80 % LIBOR + 1.10 % LIBOR + 1.45 % LIBOR + 1.70 %
    GBP LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.40 % LIBOR + 1.75 % LIBOR + 2.00 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.70 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.45 % LIBOR + 1.80 % LIBOR + 2.05 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.75 % EURIBOR + 1.00 % EURIBOR + 1.30 % EURIBOR + 1.65 % EURIBOR + 1.90 %
    JPY LIBOR + 0.35 % LIBOR + 0.55 % LIBOR + 0.80 % LIBOR + 1.10 % LIBOR + 1.45 % LIBOR + 1.70 %
    GBP LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.40 % LIBOR + 1.75 % LIBOR + 2.00 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.70 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.45 % LIBOR + 1.80 % LIBOR + 2.05 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.75 % EURIBOR + 1.00 % EURIBOR + 1.30 % EURIBOR + 1.65 % EURIBOR + 1.90 %
    JPY LIBOR + 0.35 % LIBOR + 0.55 % LIBOR + 0.80 % LIBOR + 1.10 % LIBOR + 1.45 % LIBOR + 1.70 %
    GBP LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.40 % LIBOR + 1.75 % LIBOR + 2.00 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.05 % LIBOR + 1.30 % LIBOR + 1.60 % LIBOR + 1.80 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.90 % EURIBOR + 1.15 % EURIBOR + 1.45 % EURIBOR + 1.65 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.70 % LIBOR + 0.95 % LIBOR + 1.25 % LIBOR + 1.45 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 1.00 % LIBOR + 1.25 % LIBOR + 1.55 % LIBOR + 1.75 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.70 % LIBOR + 0.90 % LIBOR + 1.15 % LIBOR + 1.45 % LIBOR + 1.80 % LIBOR + 2.05 %
    EUR EURIBOR + 0.55 % EURIBOR + 0.75 % EURIBOR + 1.00 % EURIBOR + 1.30 % EURIBOR + 1.65 % EURIBOR + 1.90 %
    JPY LIBOR + 0.35 % LIBOR + 0.55 % LIBOR + 0.80 % LIBOR + 1.10 % LIBOR + 1.45 % LIBOR + 1.70 %
    GBP LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.40 % LIBOR + 1.75 % LIBOR + 2.00 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.00 % LIBOR + 1.20 % LIBOR + 1.45 % LIBOR + 1.60 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.85 % EURIBOR + 1.05 % EURIBOR + 1.30 % EURIBOR + 1.45 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 1.10 % LIBOR + 1.25 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.95 % LIBOR + 1.15 % LIBOR + 1.40 % LIBOR + 1.55 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Fixed Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.65 % LIBOR + 0.85 % LIBOR + 0.95 % LIBOR + 1.10 % LIBOR + 1.30 % LIBOR + 1.40 %
    EUR EURIBOR + 0.50 % EURIBOR + 0.70 % EURIBOR + 0.80 % EURIBOR + 0.95 % EURIBOR + 1.15 % EURIBOR + 1.25 %
    JPY LIBOR + 0.30 % LIBOR + 0.50 % LIBOR + 0.60 % LIBOR + 0.75 % LIBOR + 0.95 % LIBOR + 1.05 %
    GBP LIBOR + 0.60 % LIBOR + 0.80 % LIBOR + 0.90 % LIBOR + 1.05 % LIBOR + 1.25 % LIBOR + 1.35 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    EUR EURIBOR + 0.54 % EURIBOR + 0.64 % EURIBOR + 0.89 % EURIBOR + 1.14 % EURIBOR + 1.39 % EURIBOR + 1.64 %
    JPY LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    GBP LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    EUR EURIBOR + 0.54 % EURIBOR + 0.64 % EURIBOR + 0.89 % EURIBOR + 1.14 % EURIBOR + 1.39 % EURIBOR + 1.64 %
    JPY LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    GBP LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    EUR EURIBOR + 0.54 % EURIBOR + 0.64 % EURIBOR + 0.89 % EURIBOR + 1.14 % EURIBOR + 1.39 % EURIBOR + 1.64 %
    JPY LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    GBP LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    EUR EURIBOR + 0.54 % EURIBOR + 0.64 % EURIBOR + 0.89 % EURIBOR + 1.14 % EURIBOR + 1.39 % EURIBOR + 1.64 %
    JPY LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    GBP LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.79 % EURIBOR + 0.99 % EURIBOR + 1.19 % EURIBOR + 1.39 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.79 % LIBOR + 0.99 % LIBOR + 1.19 % LIBOR + 1.39 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    EUR EURIBOR + 0.54 % EURIBOR + 0.64 % EURIBOR + 0.89 % EURIBOR + 1.14 % EURIBOR + 1.39 % EURIBOR + 1.64 %
    JPY LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %
    GBP LIBOR + 0.54 % LIBOR + 0.64 % LIBOR + 0.89 % LIBOR + 1.14 % LIBOR + 1.39 % LIBOR + 1.64 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.74 % EURIBOR + 0.89 % EURIBOR + 1.04 % EURIBOR + 1.19 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.74 % LIBOR + 0.89 % LIBOR + 1.04 % LIBOR + 1.19 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs 15+ to 18 yrs 18+ to 20 yrs
    USD LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    EUR EURIBOR + 0.49 % EURIBOR + 0.59 % EURIBOR + 0.69 % EURIBOR + 0.79 % EURIBOR + 0.89 % EURIBOR + 0.99 %
    JPY LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %
    GBP LIBOR + 0.49 % LIBOR + 0.59 % LIBOR + 0.69 % LIBOR + 0.79 % LIBOR + 0.89 % LIBOR + 0.99 %

    Variable Spreads as of April 1, 2020

    <
    Average Maturity Bucket up to 8 years 8+ to 10 yrs 10+ to 12 yrs 12+ to 15 yrs